$399,000

A RARE FIND AT THIS PRICE: a charming coastal cottage COMPLETELY RENOVATED IN 2026, set on a QUIET RESIDENTIAL STREET at the edge of downtown Fernandina. While much of the competing inventory was built decades ago and lacks the same curb appeal, this 3-BEDROOM, 2-BATH home offers a fresh, move-in-ready alternative with the character buyers want and none of the projects they do not. The inviting Craftsman-inspired exterior opens to bright, OPEN SINGLE-STORY LIVING with a vaulted great room, NEW PLANK FLOORING throughout and NO CARPET. The RENOVATED KITCHEN features new cabinetry, quartz countertops, subway tile and stainless appliances. BOTH BATHS ARE UPDATED, including a spacious primary bath with dual vanities and a tiled walk-in shower. French doors from the primary suite and a guest bedroom open to a broad BACKYARD PATIO FRAMED BY MATURE OAKS AND A NEW PRIVACY FENCE. Fresh interior and exterior paint, new lighting and interior doors and newer HVAC complete the transformation. NO HOA OR CDD FEES and OUTSIDE THE FLOOD ZONE, offering peace of mind and fewer ongoing costs. Best of all, the setting is TUCKED AWAY FROM BUSY ROADS yet just minutes from downtown dining, shops, arts, festivals and the marina, with parks and beaches close enough to reach by bike. Move in, unpack and start enjoying the best of Amelia Island.