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4 Beds
3 Baths
2,648 sqft

$418,000

3528 CUNNINGHAM Road, Orange Park FL, 32065

Price per sqft$157.85
Built in2023
Property size2,648 sqft
Property typeResidential

Overview

Active

Listed May 21, 2026

Updated 9h ago

Modern 2023-Built Home in Clay County with No CDD Fees and Interest Rate Buy-Down Opportunity! Take advantage of an interest rate buy-down available with an acceptable offer on this beautifully designed two-story home featuring 4 bedrooms, 2.5 bathrooms, a spacious loft, and a versatile home office. The open-concept floor plan offers bright, light-filled living spaces perfect for everyday living and entertaining. The contemporary kitchen showcases quartz countertops, stainless steel appliances, and a gas range, flowing seamlessly into the dining area and inviting great room. A flexible downstairs room provides the ideal space for a home office, library, or home gym, while the upstairs loft offers additional living space perfect for a media room, playroom, or relaxation area. The spacious owner's suite features dual vanities and a huge walk-in closet, providing comfort and ample storage. Additional highlights include a tankless water heater, a two-car garage, and a fully fenced backyard with a covered lanai, ideal for outdoor entertaining and enjoying Florida living. Built in 2023, this move-in-ready home combines modern finishes, functional design, and desirable features with the added benefit of no CDD fees. Conveniently located in Clay County near Oakleaf shopping, restaurants, and movie theaters, this home also offers optional access to Oakleaf Plantation amenities, with buyers encouraged to verify availability, terms, and costs. Don't miss this opportunity to own a modern home in a convenient Clay County location with flexible living spaces and potential financing savings!

$2,781/mo

Est. mortgage payment based on a $418,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
2146316

Interior Features

Bedrooms
4
Bathrooms
3
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.14 Acres

Other Property Details

Taxes
$5,989
Tax Frequency
Annually
Association Fee Frequency
Quarterly
Garage
Yes
55+/Senior Community
No
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Courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated 10/11/2026 5:48 AM UTC). 

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Data last updated 5:48 AM UTC, 10/11/2026

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